Nationwide

The Rare Occurrence of Mortgages Over $500,000

Published: 2017 | NLIHC Abstract The report reveals that only 5% of the mortgages obtained between 2013 to 2015 in the U.S. were larger than $500,000 and that lowering the mortgage interest deduction (MID) cap to $500,000 would have no…

Dynamics of homelessness in urban America

Published: 2017 | Chris Glynn and Emily B. Fox Abstract For each metro under study, we investigate the relationship between increases in the Zillow Rent Index and increases in the homeless population. Sensitivity of inference to potential improvements in the…

Producing Affordable Housing in Rising Markets: What Works?

Published: 2016 | Lance Freeman, Jenny Schuetz | Federal Reserve Bank of Philadelphia Abstract As cities across the United States have rebounded from the Great Recession, an increasing number of households in urban areas are facing high rent burdens in…

Housing Development Toolkit

Published: 2016 | Obama Administration Abstract Over the past three decades, local barriers to housing development have intensified, particularly in the high-growth metropolitan areas increasingly fueling the national economy. The accumulation of such barriers – including zoning, other land use…

Planning an Affordable City

Published: 2015 | Roderick M. Hills, Jr. David Schleicher | Yale Law & Economics Review Abstract In many of the biggest and richest cities in America, there is a housing affordability crisis. Housing prices in these cities have appreciated well…